Monthly Archives: July 2013

Searching for Low Cost Automobile Insurance?

It is no surprise that your car insurance rates are coming down nicely as long as you have no claim or do not pick up moving violation tickets. Most people know that they are likely to get considerable discounts when they turn 25 as well. Moving out of city center to a nice suburb will save you ton of money and it would not come as a surprise either.

There are some other savings most people would not think available. A little here and there you could accumulate handsome discounts overall. Here are some of those savings.

Go Green And Save

Some companies offer savings to customers who buy their policies online and download their policy documents on to their computers. This save the company sending you printed documents. You can have around five percent savings this way.

Also, some companies would offer lower rates on their website. They encourage people do shopping on their own and save money. They cut the middlemen and telesales and therefore have no problem of sharing some of those savings with you.

lower premiumsMembership Discounts

Being a member of various organizations can save you money on vehicle insurance. For example, GEICO offers discounts to 275 different groups and organization members. Check any of your memberships qualify you for discounts. Also, your employer may be the member of scheme that allows employees low auto insurance rates.

Like Your Future Auto Insurer on Facebook

Companies run various campaigns on social media these days. The other day one company was offering ten percent discounts if you like them on Facebook. This is truly a click of a button discount for you. They change time to time and various new offers come. Do a quick search and you will find something, just like getting a coupon to buy something cheaper.

Renewing Coverage Early

Some companies offer five percent discounts to policyholders who renew their policy certain time before the renewal date. Generally, you would be advised not to rush into quick decision. That would be when it does not pay to be quick. By the way, within an hour of searching you would know if you can save money by moving somewhere else. So, you can still make your mind quickly with full knowledge.

Living in a Retirement Community

One large company offers savings for people who live in a retirement community. They need to be over 55 and living in one of the homes specially designed for retired people.

Paying Premium in Full

Many companies offer around five percent discounts if you pay the premium in full. If you can afford it this is an easy saving. Most credit cards allow nearly two months interest free periods as long as you settle the full balance in your next payment date. This could be a good chance for you to extend the benefits.

There are similar discounts all the time. If you look around as you renewal nears you can get yourself a good deal somewhere. A quick online search may reveal all there is at the moment.